This policy explains the kind of personal information that we gather from you or those working on our behalf, through information you enter or from the imported data from authorized and approved sources and how we make use of it while protecting that information at the same time with respect to your privacy and the other user you are transacting with.

We encourage you to read this Privacy Policy before you provide 'GPS Paybiz, Inc., any of your personal and/or corporate information. If you have any questions or concerns regarding this Privacy Policy, please contact us through our email address at [email protected].

1. Scope of our Privacy Policy - This Privacy Policy covers information we collect in email, text and other electronic messages, through mobile and desktop applications (dedicated non-browser-based interaction), interactions with our advertising and applications on third-party websites and services, if those applications or advertising include links to this policy, your personal information upon sign-up, between you and us including “follows”, and “like. Also, this policy pertains to your personal identifiable information but not covers your information that was de-identified, pseudonymized, anonymized, aggregated and/or otherwise processed to be considered unidentifiable information. This policy does not apply to data collected through offline means, or from other sites, products, or services that are not approved by us. This Privacy Policy does not also apply to information collected by third party websites, platforms and/or applications (“Third Party Sites”) that we do not control such as payment gateways, among others. These Third-Party Sites may have their own privacy policies and terms and conditions. We encourage you to read them before using those Third-Party Sites. 'GPS Paybiz, Inc., does not guarantee that their privacy policy is the same as our own privacy policy.

2. Consent to our Privacy Policy - It is understood that when you use or access our platform/site and/or use our Services, you acknowledge that you accept the practices and policies described in this Privacy Policy, and you hereby consent that we may collect, use, and share your information with your consent as described herein. If you do not agree with our policies and practices, your choice is not to use our platform or our services. Mere access to this Privacy Policy shall not be construed as your consent to it but indication that you read the same.

3. Data Collection Process of 'GPS Paybiz, Inc., - 'GPS Paybiz, Inc. collects information from our users, the client-users (Client for short) and business-user (Business for brevity) for purposes of allowing them to access and transact in the 'GPS Paybiz, Inc.’s platform with Business, hereinafter referred to as Services. 'GPS Paybiz, Inc., is committed to protecting your privacy and ensuring that your personal information is protected. It is the policy of 'GPS Paybiz, Inc., that Business’ or Clients’ information is strictly confidential and shall be treated as such. This information is provided to us directly by you by signing up, or automatically as you navigate our platform/site or from our business partners as third-party sites wherein you provided them with that information. 'GPS Paybiz, Inc. collects and use sensitive personal information as defined in Data Privacy Act of 2012 and other data, with your consent, to make the platform effective for both Client and Business. This information is your name, address, email address, company and its address, payment information, age, gender, date of birth, username, phone number, other information that you directly or voluntarily provided us, and other pieces of information that could allow you to be identified including documents containing sensitive personal information such as Business’ credentials. Along with this information could be your IP address, social media account and those related to it, the search terms you used, the pages and internal links accessed on our site, the date and time you visited the site, geolocation, the referring site or platform (if any) through which you clicked through to this site, your operating system and web browser type in order for our platform to functionally as designed. With this data, our platform will be able to identify each other, 'GPS Paybiz, Inc., Client and Business, connect them and complete the process and transaction of clients and Business. It is understood by the user that 'GPS Paybiz, Inc. is a web and mobile application wherein Business agrees to display their name and their basic business details to the public for purposes of informing clients and store the same in their respective database. 'GPS Paybiz, Inc. does not gather or obtain personal and confidential information of the Client and Business for any other purpose except for Business’ services as contemplated in this application and does not use it for any purpose whatsoever. For transparency, the technologies we use for automatic data collection may include cookies, flash cookies, web beacons, pixel tracking, GIF and/or IP address. We may store personal information in locations outside our direct control (for instance, on servers or databases located or co-located with hosting providers) but with appropriate server security.

4. Deletion of Data - If you are not amenable to the said collection and use of your data, please let us know so that we can delete your account as you have the right to delete your account if the same was registered by mistake or otherwise. If you are not yet registered, please refrain from registration if you do not agree to such collection and use of your private data. In collecting such information, 'GPS Paybiz, Inc. is committed to protecting your privacy and ensuring that your personal information and that of you and the other party you are transacting with is protected. You may request deletion of your account by clicking the appropriate button in the settings or emailing us through our email address at [email protected]. In case of request for deletion of the account by email, the user shall send an email at [email protected] requesting for the deletion of the account together with the details of the account such as account name and date of birth, gender and other specific details for purposes of verifying ownership of the account. Once verified and within 24 hours from request, 'GPS Paybiz, Inc. shall delete the account requested for deletion in the database of the app. The account deleted cannot anymore be revived and the user must create another account. Thus, user must ensure that all needed data in the account must be saved by them before requesting for deletion.

5. Data Processing in 'GPS Paybiz, Inc. - The process of 'GPS Paybiz, Inc. involves gathering of various types of Personal Information from our users, and we use this Personal Information internally in connection with our Services, including to personalize and improve our services, to allow you to set up a user account and profile, to contact you and allow other users to contact you, to fulfil your requests for Business services, to provide and improve the Services, and to analyze how you use the Services. It is the policy of 'GPS Paybiz, Inc. that Client and Business basic information of name, online/offline presence, location, among others will be displayed to the public for purposes of identification of each other as Client or Business and by adhering to this policy, Client and Business are conclusively presumed to have given their consent to such disclosure. To reiterate, when user register/sign-up to this Site, they are considered to have given their consent to this privacy policy and by continuing to login and use the Site, they continue to give consent to such terms of policy and its amendment. You also may provide information to be published or displayed on public areas of the platform/site and/or social media account of 'GPS Paybiz, Inc., Inc., or transmitted to other users of the platform/site or third parties. You agree that your content is posted on and transmitted to others at your own risk. We cannot control the actions of other users of the platform/site with whom you may choose to share your information or content and 'GPS Paybiz, Inc., Inc. do not guarantee that your content will not be viewed by unauthorized persons. Any personal information or content that you voluntarily disclose for posting to our platform/site becomes available to the public and you may control it by any applicable privacy or platform/site customization settings. In some instances, copies may remain viewable in cached and archived pages, or if other users have copied or saved information that you might have removed. If app permission is required as to location, audio, video or other information, you may activate and deactivate it depending on the need of the Services to function properly. You have the right to change your privacy settings on the Service, you may visit your account settings page and/or your app permission, and whichever is applicable. 'GPS Paybiz, Inc., Inc. will not unnecessarily disclose any personal sensitive information without the consent of the user. Your information is merely stored for viewing by the Client and/or Business, vice-versa, for purposes of their transaction inside 'GPS Paybiz, Inc. and nothing more. If it is necessary to disclose pursuant to the Services you requested, they will be bound by obligations of confidentiality herein. 'GPS Paybiz, Inc. assumes that all users are of legal age. In case of minors or children inadvertently using the platform and impliedly providing personal information, 'GPS Paybiz, Inc. shall not be liable for the same except only to the extent of removing the account and deleting such personal information as soon as possible. Moreover, some parts of the site wherein there must be an eligibility to receive prizes, samples or other rewards may be limited to users over a certain age. We may use your personal and/or corporate information to carry out age verification checks and enforce any such age restrictions. With this privacy policy includes your agreement and consent that 'GPS Paybiz, Inc. shall have the right to check, counter-check, investigate or verify the information you provided and in such case, disclosure of such information to appropriate person for the same is likewise permitted or allowed by you.

6. Data Security in 'GPS Paybiz, Inc. – It is agreed by the users that data security is a shared responsibility among the users and 'GPS Paybiz, Inc.. This is how we protect the data that you provided us either directly or indirectly. 'GPS Paybiz, Inc. platform/site is equipped with tools and processes intended to secure your data from accidental loss and from unauthorized access, use, alteration and disclosure by storing it on the secured servers of our service providers. However, data security is a shared responsibility with the user as the safety and security of your information also rests on you. You are given the chance to protect it using your password for access to the platform/site or Services, and you are responsible for keeping this password to yourself only and should not be shared to anyone. Provide an appropriate password and take action to prevent unauthorized access to your account and data such as regularly signing off after accessing your account. The data of the platform/site and/or Services is being transmitted via the internet. Please be informed that the transmission of information via the internet is not completely secure. Earnest effort has been made to protect your data, but we cannot guarantee its 100% security. Any transmission of Personal Information is at your own risk. Unauthorized entry or use, hardware or software failure, and other factors, may compromise the security of user information at any time. We are not responsible for circumvention of any privacy settings or security measures contained on the platform/site or used with our Services.

7. Data use in 'GPS Paybiz, Inc. – The use, storage/retention and removal of your data is in accordance with generally accepted rules. The personal information we obtained from you might be used to:

•	Access our platform/site and show contents to you.
•	Secure for you information, products, or services that you request from us.
•	Analyze the Service you used, solve technical problems, maintain security, and personalize content for you.
•	Accomplish any other purpose for which you provide inside and outside the platform/site.
•	Deliver you with notices, SMS, notifications, emails about your account, including requests, expiration and renewal notices.
•	Manage and maintain your account and provide to you the features and functionality of the Service.
•	Fulfill our obligations and enforce our rights arising from any contracts entered between you and us, including for payment, billing and collection.
•	Notify you about updates to our platform/sites, our policies, terms of use or any products or services we offer or provide.
•	Permit you to use interactive features on our site/platform.
•	In such other uses which our platform/site in any other way we may describe when you provide the information.

This information might also be used to improve our product and services, expand our scope, and cater more to your needs as our consumer. Also, this personal information may be used to assess the effectiveness of our site through its advertisements and promotions.

In case we collect personal and/or corporate information for a specific purpose, we will not keep it for longer than is necessary to fulfill that purpose, unless we must keep it for legitimate business or legal reasons. To protect information from accidental or malicious destruction, when we delete information from our services, we may not immediately delete residual copies from our servers or remove information from our backup systems, but we delete them within reasonable time. Only authorized personnel have access to this personal information, the exchange of which will be facilitated through email and hard copy. They will be stored in a database for years allowed under Data Privacy Act and related laws such as BIR (after complaints, inquiries, requests are acted upon) from date of your request to deactivate after which physical records shall be disposed of through shredding, while digital files shall be anonymized. When it comes to sharing your personal and/or corporate information, we do not share it but we only provide abstract data to our trusted third parties such as our advertising, marketing, promotional agencies, and also to our legal department, as well as the delivery or postal service. Moreover, if we ever do share your personal information with a third party, we shall do our best to ensure that they use your personal information strictly for the purpose asked and without any prejudice to you. We also use cookies. These may be gathered upon your action or registration for certain products, services, and promotions wherein you will be asked to sign up a form or survey from the site. Moreover, we may also receive personal and/or corporate information about you from outside sources if you have also given them consent or permission to share that personal information to us.

In the event of deactivation of your account with us, we may retain your profile content for a reasonable time and store it in the archives for not longer than years allowed under the Data Privacy Act and related laws. Furthermore, we may retain and continue to use indefinitely all information (including user content) contained in your communications to other users or posted to public or semi- public areas of our platform/site after termination or deactivation of your account. 'GPS Paybiz, Inc. reserves the right, but has no obligation, to monitor the content you post on the platform/site and reserve the right to remove the same without notice, on its own or upon request of another, with or without cause or limitation, which in our belief violates any applicable law or to protect 'GPS Paybiz, Inc., the public or its users. We may also use your information to contact you about our goods and services that may be of interest to you. If you do not want us to use your information in this way, please click “unsubscribe”, if applicable. However, unsubscribing or opting out may prevent you from receiving email messages regarding updates, improvements, special features, announcements, or offers from us. You may not opt out of emails relating to the use of Service. If you do not also want that, you may request us for the complete deletion of your account. You may be able to add, update, or delete information as explained above. When you update information, however, we may maintain a copy of the unrevised information in our records. We may use the information we have collected from you to enable us to display advertisements to our advertisers’ target audiences. Even though we do not disclose your personal information for these purposes without your consent, if you click on or otherwise interact with an advertisement, the advertiser may assume that you meet its target criteria. You have the right to ask for a copy of any personal information we hold about you, as well as to ask for it to be corrected if you think it is wrong. To do so, please contact our email address at [email protected].

We use Analytics. This tool will help us analyze your use of the Services, including information like, how often you visit, events within the Services, and usage and performance data. We use this data to improve the Services, better understand how the Services perform on different devices, and provide information that may be of interest to you. We use the abstract data from the analytics for our marketers, advertisers and other third party service providers for our operation.

8. Third Party and Your Data – 'GPS Paybiz, Inc. will not collect, use, or disclose your personal and/or corporate information to third parties without your consent as we would expressly ask in case there is a need for us to use that information. Moreover, we may ask you to provide additional consent if we need to use your personal information for purposes not covered by this Privacy Policy. 'GPS Paybiz, Inc. will not oblige you to provide us your consent if you decide to do otherwise. Should you decide to provide for additional consent, the terms of that consent shall prevail in the event of any conflict with the terms of this Privacy Policy. 'GPS Paybiz, Inc. might have some content or applications, including advertisements on the platform/site that are provided by third parties, including advertisers, ad networks and servers, content providers and application providers. These third parties may use automatic tracking technologies to collect information about you when you use our platform/site and/or Services. The information they collect may be associated with your personal information or they may collect information, including personal Information, about your online activities over time and across different websites and other online services. They may use this information to provide you with targeted advertising. We do not control these third parties’ tracking technologies or how they may be used. If you have any questions about an advertisement or other targeted content, you should contact the responsible provider directly. Financial information connected to payments may be collected or stored by a third-party payment processor and payment is subject to their terms and policies and will be subject to their own security procedures. It's advisable to first check your preferred payment processor. We use social media application program interfaces or plug- ins from social networks, including Facebook, Google, and/or possibly other companies, into the platform/site. This plug-in is used to register as a user with us with option to sign up and sign in using your Facebook or Google or other social media. Should you opt to use this plug-in, you are considered to have authorized us to access that certain social media account information, such as your profile in accordance with privacy settings, your email address, interests, likes, gender, birthday, education history, relationship interests, current city, photos, personal description, friend list, and information about and photos of your friends who might be common friends with other users in the said social media site. It may transfer information about you to the social media respective platform without action by you. This information may include your platform user identification number, which website you are on, and more and you are authorizing interactions that will transmit information directly to that plug-in’s social network and that information may be visible by others on that platform.

Before doing this, you may review the social media site privacy policy, as the same might not be the same as our Privacy Policy. In case of merger, consolidation, acquisition or any other corporate activities that requires disclosure, you consent to our disclosure of your data and other information for that purpose, in which we hold that data as among the assets of 'GPS Paybiz, Inc. and you agree and consent to our assignment, conveyance, or transfer (whether by contract, merger or operation of law) of rights to your data, with or without notice to you and without your further consent.

9. Miscellaneous Conditions on Your Data - This privacy policy includes by incorporation the terms of use and disclaimer of the Site forming an integral part thereof. It is our policy to provide notifications, whether such notifications are required by law or are for marketing or other business-related purposes, to you by email, written or hard copy notice, or through conspicuous posting of such notice on our platform/site or in such other means and method, at our sole discretion. We reserve the right to determine the form and means of providing notifications to you, if you may opt out of certain means of notification as described in this Privacy Policy.

Finally, this privacy policy might be subject to change from time to time. The updated version of it will be posted here upon finalization of such change with due notice. We encourage you to read these changes as it might affect you but duly assured it will not be prejudicial.